Housing Insights Central

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Housing programs are a great way to get access to affordable living and can help take the burden off of your wallet in a big way. But where do you even begin when it comes to figuring out which program is right for you? Fea...

Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now.  Look...

The sky-high cost of housing in Santa Barbara County is pushing many long-time residents to their breaking point. With the average rent for a 1-bedroom apartment hovering around $2,0...

Navigating the ever-changing housing market can be difficult, especially when applying for a mortgage. Home prices and interest rates can fluctuate drastically; thus, it's critical to stay informed ...

Securing suitable housing is fundamental, offering stability, comfort, and a sense of belonging. However, finding and maintaining housing can often be challenging, particularly for those facing fi...

Now that you’ve got your heart set on a dream home, it’s time to figure out the financing. Lucky for you, there are a variety of options when it comes to financing a home purchase. Before ...

The U.S. Department of Housing and Urban Development (HUD) has recently made big changes to the rules for making manufactured homes, also known as mobile homes.  These cha...

Can I buy a house if I don’t make a lot of money? Yes, it’s possible to buy a house with a low income. Many programs and loans are designed to help people who earn less, and lenders l...