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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Exploring & Understanding Mortgage Loan Modifications to Retain Your Home

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

LIHEAP: A Valuable Lifeline for Those Needing Help With Utility Expenses

LIHEAP, formally known as the Low-Income Home Energy Assistance Program, was established by Congress more than 30 years ago. Overseen by the Department of Health and Human Services and operated by state ...

States Seek Balance as Property Tax Relief for Seniors Gains Momentum Amid Rising Housing Costs

The price people pay for owning a home, known as property tax, has been rising in the United States. This is because houses have become more valuable over the last five years, wh...

First Time Home Buyers Can Find Great Mortgage Assistance Grants

Buying a home for the first time can be intimidating. Many first time home buyers are in need of help. They don't know where to begin. Fortunately, there are many sources of help to provide assistance for many p...

The Most Budget-friendly Cities in the US to Buy a House

A recent study by WalletHub reveals that buying a house in the US has become hard for many. High mortgage rates and a shortage of available homes have made it extremely difficult, causing many to give up the search...

States Offering Help with Summer Cooling Costs for Low-Income Households (August 2025)

During the sweltering summer months, many people struggle to keep their homes cool, especially those with tight budgets. Thankfully, several states are offering assistance through the Low...

Staying In Your Home: How to Avoid Foreclosure

Owning a home is a big part of the American dream, but sometimes, financial troubles can make it hard to keep up with mortgage payments. If you're struggling to make your payments, or you're worried you might fall be...

Massachusetts' HomeBASE Program: Opening Doors to Stable Housing for All

  In Massachusetts, there's a program that's making a real difference in the lives of homeless families. It's called HomeBASE, and it's all about finding stable housing for families...

How Do You know that you're Ready for Home Ownership? Read Through to Find Out

People have different experiences when buying a house for the first time. For example, some feel excited that they have achieved one of their biggest dreams. However, those who apply for a mortgag...